Florida and Texas Hard Money Lenders

Fast Closing Fix and Flip and Rental Loans For Your Investment Properties.

Get Approved Online

Loan Products

Fix and Flip

Funding For Rehab + Purchase

  • $50,000 up to $3,000,000
  • Interest Rate 10.5%-12.99%
  • Origination Fee From 1.5%
  • Up to 85% of Purchase and 100% of Rehab
  • Learn More

Rental Property

30 Year DSCR loans in Florida and Texas

  • Up to $1,500,000
  • Interest Rate 6.75%-8.25%
  • Origination Fee From 1.5%
  • Up to 85% of LTV
  • Learn More

Ground Up Construction

Ground Up Construction loans in Florida and Texas

  • Up to $3,500,000
  • Interest Rate 11.25%-13.25%
  • Origination Fee From 1.5%
  • Up to 80% of LTC
  • Learn More

Where We Lend

Ridge Street provides hard money loans to real estate investors in 35 states.

We focus our efforts in Texas and Florida.

Texas

Hard Money Loans | DSCR Loans

View All Locations

Florida

Hard Money Loans | DSCR Loans

View All Locations

Why Choose Us

Simple Online Application

Easy 2 minute online application, with no credit pull required.

Quick Turn Around

Receive a Term Sheet within the hour.

Reliable Financing

Integrity and honesty are the foundations of our business. When we commit to a loan, we make sure you close on time.

Ridge Street Client Reviews

Name Here

What an amazing experience

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed auctor ex ut turpis congue, a accumsan elit ultricies. Vivamus sit amet ligula at libero ullamcorper fringilla. Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Integer euismod libero eu quam efficitur, a elementum sem fermentum. Fusce vel ante vel ex cursus.

Name Here

What an amazing experience

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed auctor ex ut turpis congue, a accumsan elit ultricies. Vivamus sit amet ligula at libero ullamcorper fringilla. Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Integer euismod libero eu quam efficitur, a elementum sem fermentum. Fusce vel ante vel ex cursus.

Name Here

What an amazing experience

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed auctor ex ut turpis congue, a accumsan elit ultricies. Vivamus sit amet ligula at libero ullamcorper fringilla. Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Integer euismod libero eu quam efficitur, a elementum sem fermentum. Fusce vel ante vel ex cursus.

Name Here

What an amazing experience

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed auctor ex ut turpis congue, a accumsan elit ultricies. Vivamus sit amet ligula at libero ullamcorper fringilla. Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Integer euismod libero eu quam efficitur, a elementum sem fermentum. Fusce vel ante vel ex cursus.

Name Here

What an amazing experience

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed auctor ex ut turpis congue, a accumsan elit ultricies. Vivamus sit amet ligula at libero ullamcorper fringilla. Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Integer euismod libero eu quam efficitur, a elementum sem fermentum. Fusce vel ante vel ex cursus.

Name Here

What an amazing experience

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed auctor ex ut turpis congue, a accumsan elit ultricies. Vivamus sit amet ligula at libero ullamcorper fringilla. Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Integer euismod libero eu quam efficitur, a elementum sem fermentum. Fusce vel ante vel ex cursus.

Past Projects

A Proven Track Record Funding Projects Like These

For Sale

4321 Alton Rd, Miami Beach

Miami, Florida

  • 2350 Square Feet
  • 4 Garages
  • 2 Bedrooms
  • 3 Bathrooms
  • Loan Amount: $328,000
  • LTV: 84.65%
  • Rate: 11.75%
  • Term: 12 Months

$3,45,000

For Sale

AMLI 7th Street Station

Houston, Texas

  • 2350 Square Feet
  • 4 Garages
  • 2 Bedrooms
  • 3 Bathrooms
  • Loan Amount: $328,000
  • LTV: 84.65%
  • Rate: 11.75%
  • Term: 12 Months

$3,45,000

For Sale

201 South Orange Avenue

Orlando, Florida

  • 2350 Square Feet
  • 4 Garages
  • 2 Bedrooms
  • 3 Bathrooms
  • Loan Amount: $328,000
  • LTV: 84.65%
  • Rate: 11.75%
  • Term: 12 Months

$3,45,000

For Sale

4321 Alton Rd, Miami Beach

Miami, Florida

  • 2350 Square Feet
  • 4 Garages
  • 2 Bedrooms
  • 3 Bathrooms
  • Loan Amount: $328,000
  • LTV: 84.65%
  • Rate: 11.75%
  • Term: 12 Months

$3,45,000

For Sale

AMLI 7th Street Station

Houston, Texas

  • 2350 Square Feet
  • 4 Garages
  • 2 Bedrooms
  • 3 Bathrooms
  • Loan Amount: $328,000
  • LTV: 84.65%
  • Rate: 11.75%
  • Term: 12 Months

$3,45,000

For Sale

201 South Orange Avenue

Orlando, Florida

  • 2350 Square Feet
  • 4 Garages
  • 2 Bedrooms
  • 3 Bathrooms
  • Loan Amount: $328,000
  • LTV: 84.65%
  • Rate: 11.75%
  • Term: 12 Months

$3,45,000

Interested In Working With Us?

We work with real estate investors across the country every day. How can we help?

Active Deal

I have an active deal and would like a Term Sheet

Pre-Approval

I’d like to to get pre-approved so I can find my next deal.

Schedule A Call

I’d like to schedule a call.

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Real estate wholetailing investment technique that combines the best aspects of two of the most common strategies - flipping houses and wholesaling. With wholetailing, you can earn large.

May 9, 2024

Investor’s Guide To Real Estate Wholetailing

Real estate wholetailing investment technique that combines the best aspects of two of the most common strategies - flipping houses and wholesaling. With wholetailing, you can earn large.

Ready To Get Started

With Ridge Street, obtaining a private mortgage loan is easier than you think! You can get pre-approved online and a Term Sheet that Meet’s your needs will be sent to you within the hour.