Florida and Texas Hard Money Lenders
Fast Closing Fix and Flip and Rental Loans For Your Investment Properties.
Get Approved Online
Loan Products

Fix and Flip
Funding For Rehab + Purchase
- $50,000 up to $3,000,000
- Interest Rate 10.5%-12.99%
- Origination Fee From 1.5%
- Up to 85% of Purchase and 100% of Rehab
- Learn More


Rental Property
30 Year DSCR loans in Florida and Texas
- Up to $1,500,000
- Interest Rate 6.75%-8.25%
- Origination Fee From 1.5%
- Up to 85% of LTV
- Learn More



Ground Up Construction
Ground Up Construction loans in Florida and Texas
- Up to $3,500,000
- Interest Rate 11.25%-13.25%
- Origination Fee From 1.5%
- Up to 80% of LTC
- Learn More

Where We Lend
Ridge Street provides hard money loans to real estate investors in 35 states.
We focus our efforts in Texas and Florida.



Why Choose Us
Simple Online Application
Easy 2 minute online application, with no credit pull required.
Quick Turn Around
Receive a Term Sheet within the hour.
Reliable Financing
Integrity and honesty are the foundations of our business. When we commit to a loan, we make sure you close on time.
Ridge Street Client Reviews
Past Projects
A Proven Track Record Funding Projects Like These
Interested In Working With Us?
We work with real estate investors across the country every day. How can we help?

Active Deal
I have an active deal and would like a Term Sheet

Pre-Approval
I’d like to to get pre-approved so I can find my next deal.

Schedule A Call
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Other Resources
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Investor’s Guide To Real Estate Wholetailing
Real estate wholetailing investment technique that combines the best aspects of two of the most common strategies - flipping houses and wholesaling. With wholetailing, you can earn large.
Investor’s Guide To Real Estate Wholetailing
Real estate wholetailing investment technique that combines the best aspects of two of the most common strategies - flipping houses and wholesaling. With wholetailing, you can earn large.
Investor’s Guide To Real Estate Wholetailing
Real estate wholetailing investment technique that combines the best aspects of two of the most common strategies - flipping houses and wholesaling. With wholetailing, you can earn large.
Ready To Get Started
With Ridge Street, obtaining a private mortgage loan is easier than you think! You can get pre-approved online and a Term Sheet that Meet’s your needs will be sent to you within the hour.